ATLANTA, January 15, 2025 — Fortiva® Retail Credit, the leader in second look point-of-sale financing, today announced a new merchant partnership with Jerome’s Furniture, a family-operated home furnishings retailer located in Southern California.
The Fortiva Retail Credit program offers second look financing solutions that help businesses sell more goods by providing more consumers with access to credit. This partnership will allow Jerome’s Furniture to strengthen its commitment to providing financing for home furnishings purchases. Fortiva Retail Credit’s market-leading technology and proprietary underwriting will help Jerome’s Furniture sell to more consumers and facilitate a seamless consumer loan application process for customers at the point-of-sale.
“We are excited to announce our merchant partnership with Jerome’s Furniture, offering a second look lending solution to optimize Jerome’s consumer finance program,” said Matt Zalubowski, Chief Commercial Officer & Chief Marketing Officer for Atlanticus Holdings Corporation. “Our commitment to offering more inclusive financial services to millions of everyday Americans is a core principle which aligns with Jerome’s mission of delivering the best value and shopping experience from beginning to end.”
“We look forward to providing our customers access to this simple and customer-friendly alternative to traditional financing,” said Jim Navarra, President of Jerome’s Furniture.
About Fortiva Retail Credit
Fortiva® Retail Credit is a technology-enabled second look point-of-sale consumer credit program issued by The Bank of Missouri. The omnichannel program leverages the instant decisioning capabilities, deep underwriting analytics, and a paperless process to provide best-in-class retail finance solutions for its clients both in-store and online. This flexible technology platform provides a loan decision to consumers within seconds. Clients in markets such as furniture, big box/specialty retail, flooring, home improvement, HVAC, electronics, elective medical, health and fitness, home automation, and jewelry offer the Fortiva Retail Credit program for second look financing. The Fortiva® Retail Credit program is available throughout the United States, including Puerto Rico and the U.S. Virgin Islands. The Fortiva Retail Credit program is managed by subsidiaries of Atlanticus Holdings Corporation. For more information, please visit www.fortivaretailcredit.com
About Jerome’s Furniture
Founded in 1954, Jerome’s Furniture is a third-generation, Southern California family business, headquartered in San Diego, California, with 15 home furnishings retail locations and 3 stand-alone mattress retail locations. Regarded fondly by generations of families, Jerome’s is known as the best furniture retailer for everyday value (“Jerry’s Price”) and a wide selection of products. Recognized with numerous awards and a Top 50 retailer, Jerome’s offers complimentary design services, furniture removal services, and augmented reality software to help customers achieve their optimal look. To learn more, visit www.jeromes.com .
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