Grow your business – and your sales – with Second Look Financing.

Learn how Fortiva Retail Credit can help you approve and retain more customers.

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When your prime lender turns down your customer, you don’t have to go straight to a high-cost alternative, or worse yet, lose the sale.

Second Look Financing is Beneficial for You

Second look financing is an alternative financing solution for underserved, less-than-prime consumers that helps retailers:

Customers

Approve more customers

Not all customers fit into the traditional lending format, and a credit score gives an incomplete picture of a consumer’s financial state.

Our second look financing technology enables you to approve more customers by offering a payment alternative with longer terms and lower payments than tertiary lending options.

Boost Sales

Boost sales

If customers are instantly approved for second look credit, they will be able to make larger purchases for the items they need.

You will notice a growth in sales as customers buy more and return to your store for future purchases.

Customer Loyalty

Deepen customer loyalty

Customers who secure credit through you when they have been denied elsewhere builds a greater sense of loyalty.

From making one sale work, you can open your business up to years of future sales.

Contact us to learn how second look financing can help you approve and retain more customers.

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Provide your customers with a more attractive credit offer than tertiary options, such as lease-to-own, which require high APRs and down payments that result in low adoption and lost sales.

How Second Look Financing Works

Fortiva Retail Credit’s second look financing technology platform, powered by over 20 years of underwriting experience, instantly evaluates applicants for credit opportunities.

Our behind-the-scenes process allows consumers to apply easily in store or online, and if they are not approved for prime financing, they can receive a Fortiva Retail Credit offer without needing to fill out another application. Once accepted, they can use funds immediately to make purchases.

See what we can do for you

Reach out with our contact form and we’ll be in touch. Otherwise, browse our Frequently Asked Questions for more information.